The Everest Elevation® Cyber Insurance Policy

Cutting-edge custom solutions to address Cyber Liability through the Everest Elevation® Cyber Insurance Policy

Our Everest Elevation® Cyber Insurance Policy provides access to a robust suite of pre-breach resources, including risk mitigation services that include real-time alerts and policy reimbursements for proactive actions. We also offer additional benefits such as preferential pricing for cyber security products and services and Risk Improvement Services reimbursement of up to 10% of policy premium for utilizing pre-breach services offerings.

- First party coverages: Breach Response Costs, Cyber Extortion, Data Loss Restoration
- Third party coverages: Breach Liability, Regulatory, Media Liability, PCI Assessments, Business Interruption, and Contingent Business Interruption
- DDOS Attack (1 hour waiting period, if result of DDOS)
- Cyber Crime Endorsement now includes:
- E-Crime, Social Engineering, Invoice Manipulation, Utility Fraud (Crypto Jacking), and Criminal Rewards
- $100,000 coverage for telephone fraud
- Additionally, we support the use of a 24x7 FBI hotline that may be able to recover lost funds if called within 48 hours. If the insured calls the FBI within 48 hours, we can double the Cyber Crime sublimit
- Risk Improvement Services reimbursement for pre-breach services such as incident response plan development, review and testing
- Bricking up to $1 million. Betterment includes hardware and software (set cap of 10% off panel)
- Reimburse 10% of policy premium for pre-breach services (no impact on commission). The insured can use either their vendors or one of ours from our panel
- Reputational harm
- Review bombing
- Voluntary shutdown