Significant capacity, high-quality security, and deep know-how in a wide range of treaty products.

Based directly opposite Lloyd’s on Lime Street, our underwriters offer accessibility and speed of service. We have operated in the London Market since 1985 and are a recognized lead across most product lines.  We actively participate in the setting of terms and conditions in well over 50% of the business we write and are happy to provide bespoke solutions for our clients. We have appetite for both proportional and non-proportional reinsurance provided we can calculate a fair risk-adjusted return with full transparency to our brokers and clients.

 

Above all, our underwriters have the authority and accountability to provide a market leading service.

 

Key products

Property

The property team covers both UK and international risks, though not exclusively, from UK domiciled entities. We write both catastrophe and risk excess of loss and proportional treaty. Our UK property portfolio comprises many household names in the UK company insurance market.  With the scale of the Everest balance sheet behind us, we have the capability to commit very significant capacity.

Casualty

The casualty team are market leaders writing a diverse range of product lines. Our underwriters cover worldwide exposures and specialize in creating innovative solutions for our clients. Our emphasis is all international markets, usually but not exclusively outside of the United States. Sixty percent of our current trading relationships are greater than 25 years.

• General third party liability
• Products liability
• Employers liability/W.C.A.
• Environmental liability

Professional Lines

As a thoughtful partner that you can rely on, we offer real deep knowledge derived from decades of experience and have always been at the forefront of new market developments.

• Professional Liability
• Management Liability
• Medical Malpractice
• Financial Institutions
• Transactional Liability
• Cyber

Specialty

We have a long standing portfolio comprising mainly terrorism and political violence, kidnap and ransom. We have access to other specialist underwriters around the group and are happy to consider bespoke solutions.

Accident & Health

We have built a significant accident and health reinsurance account since late 2001.  We actively set terms in approximately three quarters of all the business we write and are involved in supporting in some shape or form over half of the London markets A&H specialists.  Transparency of underlying exposures is key to garnering our significant capacity.

Engineering

We offer coverage for project risks and operational risks on a worldwide basis to clients with local, regional and international risk portfolios.

We offer the following coverage:

Project Risks:

• Contractors’ All Risks (CAR)
• Erection All Risks (EAR)
• Associated additional covers such as Delay in Startup/ Advanced Loss of Profits and Third Party Liability

Operational Risks:

• Machinery Breakdown/ Business Interruption
• Contractor’s Plant & Equipment
• Computer & Electronic Equipment

Motor

Everest is a recognized leading market for UK and Eire Motor. Providing both standard and innovative products in support of our clients specific needs, we have appetite for both proportional and excess business with particular interest in reinsuring specialist or non-standard motor accounts that require a non-commoditized solution. 

Structured Solutions

Starting with an open mind, and accessing the full range of Everest's best-in-class technical capabilities, multiple global statutory entities, and strong balance sheet, the structured solutions team develops innovative solutions to address complex or unique issues. Because of the complexity and specificity of this class of business, our approach is to offer our clients fast triage and response, and then work within an overall level of expectation on both sides. Problems we can answer include:

• Solvency II, rating agency and FAL relief for insurers
• Capital credit for banks or lessors –  Non-trade Credit, RVI, Financial Guaranty
• Legacy issues: LPT, ADC, RITC or buy-outs