Impeccable track record with industry-leading products

The Everest Insurance^® companies are leading insurers of program business with a history of proven success. Our products are designed to meet the specific needs of each customer and are modified to respond to changes in the evolving marketplace.

Everest’s program administrators are integral to our success, and we are committed to working together to bring the best possible products and services to the market. We identify and form strong relationships with our program administrators, who have demonstrated knowledge in specific specialty markets. Our program administrators market, underwrite, rate, and issue policies on Everest's behalf. Some program administrators also perform loss control and handle claims.  We look for the following criteria in our program administrators:

• Knowledge of the chosen marketplace
• Know-how in the targeted book of business
• A solid distribution system
• Demonstrated entrepreneurial skills
• Strong financials

Customer Profile

We look for programs and program administrators that have demonstrated a profitable track record, shown potential for growth, and have unique characteristics that set them apart from others in their industry. While our minimum premium requirements are flexible based on the individual characteristics presented by the program, each must have enough critical mass to allow for profit when both losses and expenses are considered.

Staffing industry

Program offers general liability, errors and omissions, employment practices liability, auto liability, property, crime, and umbrella coverages for agencies that provide temporary employee and/or direct hire services, professional employer organizations, administrative services, organizations, and vendor management organizations. Workers' Compensation is available for temporary staffing firms, outplacement firms, executive recruiting firms, and permanent placement firms.

Difference in Conditions

The intended covered perils of the program are restricted to earthquake (excluding fire following), earth movement and flood.

Forestry

Property, General Liability, Auto, Umbrella/ Excess offering to logging industry, which includes cutting and chipping of timber, loading and transportation of logs.

Lawyers' Professional Liability

Lawyers’ Professional Liability coverage for law firms up to 10 attorneys in all states.

Security Guard, Sprinkler, Alarm, Pest Control, Janitorial and Government Contractors

Offering General Liability, Property, Automobile, Inland Marine, Crime, Umbrella, and Workers’ Compensation to Security Guards, Private Investigators, Commercial Janitorial Contractors, Alarm Installation and Monitoring Companies, Fire Suppression/Sprinkler Contractors, Pest Control Operators, and Governmental Service Contractors within 50 states.

Small Commercial Property

Soft Commercial occupancies such as office buildings, commercial condominiums, etc, predominantly located in the Mid-Atlantic and South Eastern U.S. excluding Texas.

U.S. Longshore and Harbor Workers' Compensation Act (USL&H)

Workers' Compensation and Employers Liability offering to land-based workers on navigable waters or in areas adjoining navigable waters of the U.S.

Workers' Compensation and Employers Liability

Workers’ Compensation and Employers Liability offering to small commercial business.

Offering

• 50-state capabilities on an admitted or non-admitted basis
• Full array of claims and loss control services
• Coverages include all P&C lines of business, including professional and management liability