Wholly committed to providing the life sciences marketplace with innovative risk management solutions

The life sciences underwriters within the Everest Insurance^® companies group is focused on meeting the evolving and sophisticated demands of the life sciences industry. Our products are carefully designed to suit firms across all development stages and revenue points. Our core Products – Completed Liability and General Liability forms – can be further customized with a number of value-added coverage extensions.

 

Customer Profile

• Nutraceutical manufacturers and distributors
• Pharmaceutical/ OTC manufacturers and distributors
• Biological manufacturers and distributors
• Medical device manufacturers and distributors
• Clinical research organizations

 

Offering

• Primary Life Sciences Products – Completed Operations Liability
• Primary Life Sciences Commercial General Liability
• Excess/Umbrella – Follow Form or Stand-Alone
• Multiline offering includes Products/ Completed Operations + GL, Auto, Workers' Compensation and Property

 

Coverage Features

Coverage extensions including:

• Products recall
• Batch clause
• Crisis management
• Incidental medical malpractice
• Injury to a clinical trial participant
• Manufacturer's E&O/ financial loss
• Flexibility of non-admitted paper

 

Capacity

Limits up to $10 million/ $10 million