The Everest Insurance® companies group offers flexible underwriting, a multitude of plan options, and competitive rates and terms to entities that self-fund their health benefits plan.
Customer Profile
Extensive eligible industry list including:
Consortiums
Coalitions
Government/ municipalities
Schools
Unions
Hospitals
Trusts
Offering
Specific Coverage
Minimum group size and specific deductibles as low as permitted by state regulations
Unlimited annual and lifetime maximum benefits
Full range of contract claim bases to accommodate run-in/run-out needs
Aggregate Coverage
Standard annual maximum benefit of $1 million; higher limits available
Full range of contract claim bases to accommodate run-in/run-out needs
Additional Options
No New Laser / Rate Cap option
Aggregating Specific Deductibles
Advance Aggregate Funding
Specific Advance
Terminal Liability
Coverage Features
A+ rated paper not widely used in the traditional stop loss market
Direct access to a Senior Underwriter
Reference Based Pricing (Cost Plus) underwriting knowledge and experience