Accident & Health

Specialized accident & health coverage

Our experienced team can offer both lead terms or follow market capacity. We write our business in the open market, on binders and lineslips, and as facultative reinsurance. Coverage can be 24-hour or occupational, mandatory or voluntary, worldwide or country-specific.

Our underwriting presence and knowledge is accessible from Lloyd’s box 123 on Gallery 1. Offering standard Lloyd’s market wordings or bespoke coverage, from short term contracts to multi-year policies, these can be written stand-alone or in conjunction with other classes.

General Personal Accident for Groups or Individuals
Accidental death, temporary and permanent disability from accident or illness

Key Person Insurance
High value sums insured for key revenue earners or stakeholders in companies, partnerships or during M&A activity.

Aviation Personal Accident
Cover for crew and/or passengers in fixed wing or rotary wing aircraft, including the ability to consider loss of license for aviation crew or air traffic control staff.

Ship and Yacht Crews
Professional yacht crews through to commercial ship’s crews.

Sports Disability
Covering career-ending injuries or temporary disability for a broad spectrum of sports both amateur and professional, providing accident only for accident and sickness coverage.

War and Terrorism
Coverage is available for hazardous occupations, such as charitable organizations, NGOs and security consultants working in areas affected by natural disasters and/or civil unrest. NCBR coverage can also be included on a risk-by-risk basis.

High Limit Event Accumulation
Cover for specific events or where additional capacity is required for known concentrations.

Medical Expenses
Provided on a stand-alone basis, for specific groups/segments such as expatriates.

Credit Card
Accidental death and disability with associated travel benefits such as emergency medical expenses, travel delay, and cancellation coverage.

Occupational Accident
Coverage for self-employed contractors or owner-operators.

Affinity Groups and Associations
Tailored coverage can be provided on either a mandatory or voluntary basis for a range of Personal Accident and associated coverages. These can be for U.K. domiciled or international groups.
- Limits up to $25,000,000
- Any one person USD 5 million