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Ratings of the financial strength and senior debt
of Everest Re Group and/or its member companies are published from time to time by A. M. Best, Standard & Poor's and Moody's. These entities are independent rating organizations that evaluate companies based upon a variety of criteria, all as set forth in each organization's description of its ratings. Each of these entities periodically reviews its ratings, and there can be no assurance that the ratings of Everest Re Group or it member companies will be maintained in the future.
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